Setting ground rules

Setting ground rules

Loans Regulation Features Brazil Mexico

Manuel Grullon and Maria Laura Cuya have launched successful financial technology startups that are changing lives. Inspired by his observation as a student in the United States that his less privileged countrymen were paying the equivalent of several days’ worth of meals just to send money back home to the Dominican Republic, Grullon founded GCS Systems, operator of tPago. Its app links customer bank accounts and card products to their cellphones and can be used even without a smartphone.   As a credit specialist in the Peruvian banking sector, Cuya saw that 73% of small and micro entrepreneurs lacked access to formal financing. She co-founded to allow investors to bid to

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