This is LatinFinance's 11th annual Latin Banking Guide and Directory, which contains comprehensive data about the banking sector in Latin America. The financial analyses for banks in each of 18 countries in the region include 2002 balance sheets and income statements, which reflect net assets, gross loans, deposits, shareholders' equity, net interest income and operating expenses. Our analysis also includes financial indicators that indicate bank performance and quality based on indices of capital adequacy, liquidity, asset quality, efficiency and profitability.
To make cross-country comparisons possible, we have made best efforts to provide analogous information. Still, differences within
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