Analysis, Integration and Review

Analysis, Integration and Review

At Banco Itaú, Brazil's second-largest private-sector bank, anticipation and control are the principal drivers of credit control systems. The bank began making significant investments in its credit area more than a decade ago, at a time when Brazilian financial institutions earned the biggest part of their income from public bonds and notes and tended to neglect the credit market. Because of the bank's consistent focus on credit management, Itaú has developed a solid and integrated credit control system and has significant expertise in this area. In addition to the application of technology in analyzing credit data, it is important to mention that the bank's credit decision p

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